The subsidy-cliff blog
Short, current, plain-English pieces on the 2026 ACA subsidy cliff.
The ACA subsidy cliff is back for 2026 — here’s what changed
Enhanced credits expired Dec 31, 2025. What it means and who’s hit.
What exactly expired on December 31, 2025?
The 8.5% cap and the cliff, in plain English.
MAGI, explained
The income number that decides your subsidy.
ACA Open Enrollment dates for 2027 coverage
When it opens, and the deadline that really matters.